# ENDORSEMENT #0014

**THIS ENDORSEMENT EFFECTIVE 12:01 A.M. 05/21/91 FORMS A PART OF**

**POLICY NO. 308-31-33 ISSUED TO INTERNATIONAL BUSINESS MACHINES CORP. BY AMERICAN HOME ASSURANCE COMPANY**

**NAMED PERIL POLLUTION ENDORSEMENT**

**IN CONSIDERATION OF THE PREMIUM PAID AND NOT WITHSTANDING ANYTHING CONTAINED IN THIS POLICY TO THE CONTRARY, IT IS AGREED THAT THE EXCLUSION RELATING TO THE DISCHARGE, DISPERSAL, RELEASE OR ESCAPE OF SMOKE, VAPORS, SOOT, FUMES, ACIDS, ALKALIS, TOXIC CHEMICALS, LIQUIDS OR GASES, WASTE MATERIALS OR OTHER IRRITANTS, CONTAMINANTS OR POLLUTANTS IS REPLACED BY THE FOLLOWING:**

(1) **TO "PERSONAL INJURY" OR "PROPERTY DAMAGE" ARISING OUT OF THE ACTUAL, ALLEGED OR THREATENED DISCHARGE, DISPERSAL, RELEASE OR ESCAPE OF POLLUTANTS:**

(a) **AT OR FROM PREMISES YOU CURRENTLY OWN, RENT OR OCCUPY OR THAT YOU FORMERLY OWNED, RENTED OR OCCUPIED;**

(b) **AT OR FROM ANY SITE OR LOCATION USED BY OR FOR YOU OR OTHERS FOR THE HANDLING, STORAGE, DISPOSAL, PROCESSING OR TREATMENT OF WASTE MATERIAL;**

(c) **WHICH ARE AT ANY TIME TRANSPORTED, HANDLED, STORED, TREATED, DISPOSED OF, OR PROCESSED AS WASTE BY OR FOR YOU OR ANY PERSON OR ORGANIZATION FOR WHOM YOU MAY BE LEGALLY RESPONSIBLE; OR**

(d) **AT OR FROM ANY SITE OR LOCATION ON WHICH YOU OR ANY CONTRACTORS OR SUBCONTRACTORS WORKING DIRECTLY OR INDIRECTLY ON YOUR BEHALF ARE PERFORMING OPERATIONS:**

(i) **TO TEST FOR, MONITOR, CLEAN UP, REMOVE, CONTAIN, TREAT, DETOXIFY OR NEUTRALIZE THE POLLUTANTS, OR**

(ii) **IF THE POLLUTANTS ARE BROUGHT ON OR TO THE SITE OR LOCATION BY OR FOR YOU.**

(2) **ANY LOSS, COST OR EXPENSE ARISING OUT OF ANY GOVERNMENTAL DIRECTION OR REQUEST THAT YOU TEST FOR, MONITOR, CLEAN UP, REMOVE, CONTAIN, TREAT, DETOXIFY OR NEUTRALIZE POLLUTANTS.**

**POLLUTANTS MEANS ANY SOLID, LIQUID, GASEOUS OR THERMAL IRRITANT OR CONTAMINANT, INCLUDING SMOKE, VAPOR, SOOT, FUMES, ACIDS, ALKALIS, CHEMICALS AND WASTE MATERIAL. WASTE MATERIAL INCLUDES MATERIALS WHICH ARE INTENDED TO BE OR HAVE RECYCLED, RECONDITIONED OR RECLAIMED.**

**PROVIDED HOWEVER, THAT THIS EXCLUSION DOES NOT APPLY TO PERSONAL INJURY, OR PROPERTY DAMAGE DIRECTLY CAUSED BY HOSTILE FIRE, EXPLOSION, VANDALISM AND MALICIOUS MISCHIEF, LIGHTNING, WINDSTORM OR UPSET OR COLLISION OF A MOTOR VEHICLE.**

**K. Gregori**
**AUTHORIZED REPRESENTATIVE**

**INSURED'S COPY**