**ENDORSEMENT #4**

In consideration of the premium charged, it is agreed that the coverage afforded by this policy shall not be more restrictive than the coverage afforded by Centennial Policy #462 02 39 54 listed in the schedule of underlying umbrella insurance.

This endorsement to take effect on the 21st day of May, 1982. All other items and conditions remain unchanged.

Attached to and forming part of Policy No. 791711 of FIRST STATE UNDERWRITERS AGENCY OF NEW ENGLAND REINSURANCE CORPORATION.

Issued to: INTERNATIONAL BUSINESS MACHINES CORPORATION, ETAL

8/11/82 bh