7. Under CONDITIONS, Section 4, ACTION AGAINST COMPANY, the first paragraph is amended to read as follows:

No action shall lie against us unless, as a condition precedent thereto, the Insured shall have fully complied with all the terms of this policy, nor until the amount of the Insured's obligation to pay shall have been finally determined either by judgment against the Insured or by written agreement of the Insured and the claimant and us.

And a second paragraph is added:

In the event of a judgment against the Insured or the Insured's representative, an action may be maintained against us under the terms of this policy for the amount of such judgment, provided it does not exceed the applicable limit of liability of this policy, when such judgment remains unsatisfied more than 30 days from the serving of notice of entry of such judgment, except during a stay or a limited stay of execution against the Insured on such judgment.

8. Under CONDITIONS, Section 7, CANCELLATION, the caption for Condition 7 is amended to read "CANCELLATION AND NONRENEWAL" and Condition 7. is amended to read as follows:

1. Cancellation

a. The Insured may cancel this policy by mailing or delivering to us advance written notice of cancellation.

b. We may cancel this policy by mailing or delivering to the Insured written notice of cancellation:

(1) As regards a newly issued policy, we may cancel during the first sixty (60) days for any sound underwriting reason, subject to twenty (20) days advance notice.

(2) After the policy has been in effect for sixty (60) days, we may not cancel mid-term except for one or more of the following reasons, subject to fifteen (15) days advance notice:

**non-payment of premium, unless secured within the fifteen (15) days notice or grace period;

**the Insured or someone acting on its behalf is convicted of a crime arising out of acts that increase the hazards insured against;

**fraud or material misrepresentation on the part of the Insured is discovered in obtaining the policy or in presenting a claim;

**an act, omission or violation of a policy condition on the part of the Insured, taking place after policy issuance or renewal, is discovered that substantially and materially increases the hazards insured against;

**material physical changes in the property or material changes in the nature and extent of the risk, within the Insured's control, take place after policy issuance or renewal and result in uninsurability;

The company located these documents in its business records. At this time, the company does not certify that these documents constitute a complete and accurate copy of the policy.