**POLICY NO.:** CGL 3278678-00  
**PRODUCER NO.:** 50-515-810  
**NEW. REN. RISK:** X 2 1  
**DAC PROD TERM RETRO PAR:** 12 1 9 7  
**EXC W:** INSTALL AUDIT ACCOUNT NO. 4 9147651900 COMM AUTO

**AGENCY NAME:** JOHNSON & HIGGINS  
**BROKER OR SUB AGENT NAME:**  
**REN. OF:** PERS. uEV. STATUS FLEET EXP. SUB STD. COMM VAR.

**POLICY NO.:** CGL 3278678-00  
**GENERAL—AUTOMOBILE LIABILITY POLICY**  
**FORM IP6300 | DECLARATIONS**

**INSURANCE IS PROVIDED BY THE COMPANY DESIGNATED BELOW (A stock insurance company, herein called the company):**  
SCHAUMBURG, ILLINOIS 60196  
CO. 1 ZURICH INSURANCE COMPANY  
CO. 3 AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY

**Item 1. Named Insured and Address:**  
(No., Street, Town or City, County, State)  
INTERNATIONAL BUSINESS MACHINES CORP.  
ARMONK, NEW YORK 10504

**Item 2. Policy Period:**  
(Mo. Day Yr.)  
From 5-21-84 to 5-21-89  
Audit Period: Annual, unless otherwise stated.

**Business of the named insured is:** INFORMATION SYSTEMS

**The named insured is:** Corporation

**Item 3. The insurance afforded is only with respect to the following Coverage Part(s) indicated by an "X" or designated by Coverage Part Number(s) and to such of the following Coverages as are indicated by specific premium charge or charges. The limits of the company's liability against each such coverage shall be as stated herein, or in each applicable Coverage Part, subject to all the terms of this policy having reference thereto.**

**Coverage Part(s):** Comprehensive General Liability Insurance

**Coverage(s):** A – Bodily Injury Liability B – Property Damage Liability A – Bodily Injury Liability B – Property Damage Liability

**Limits of Liability:** $1,000,000 COMBINED SINGLE LIMIT

**Advance Premium(s):** $ $ $ $

**Aggregate not applicable if Owners', Landlords' and Tenants' Liability Insurance excludes structural alterations, new construction and demolition.**

**Coverage Part(s):** Personal Injury Liability Insurance

**Coverage(s):** P – Personal Injury Liability Refer to Coverage Part for applicable Groups of Offenses covered.

**Limits of Liability:** each occurrence each occurrence aggregate See Coverage Part for Limits of Liability each person each accident $10,000 $50,000

**Advance Premium(s):** $ $ $ $

**Coverage Part(s):** Premises Medical Payments Insurance

**Coverage(s):** E – Premises Medical Payments Refer to Coverage Part for applicable Coverages.

**Limits of Liability:** each occurrence each occurrence aggregate See Coverage Part for Limits of Liability each person each accident $10,000 $50,000

**Advance Premium(s):** $ $ $ $

**Coverage Part(s):** Comprehensive Personal Insurance

**Coverage(s):** L – Personal Liability M – Personal Medical Payments N – Physical Damage to Property O – Animal Collision (applies only to Farmer’s Comprehensive Personal Insurance) Additional Charges Coverages L and M

**Limits of Liability:** See Coverage Part for Limits of Liability See Coverage Part Schedule for Limits of Liability X X X

**Advance Premium(s):** $ $ $ $

**Coverage Part(s):** Comprehensive Automobile Liability Insurance

**Coverage(s):** C – Bodily Injury Liability D – Property Damage Liability F – Automobile Medical Payments U – Uninsured Motorists

**Limits of Liability:** each person each occurrence each occurrence each person See Endorsement

**Advance Premium(s):** $ $ $ $

**Automobile Physical Damage Insurance:** $ Storekeeper’s Insurance $  
**Basic Automobile Liability Insurance:** $ $  
**Garage Insurance:** $ $  
**Owner’s and Contractor’s Protective Liability Insurance:** $ $  

**Form numbers of other Coverage Parts and of endorsements attached at issue:**  
**Coverage Part(s) and Coverage Part No(s).** Advance Premium(s) **Coverage Part(s) and Coverage Part No(s).** Advance Premium(s)

**Total Advance Premium for this policy:** $12,173,057  
**Effective Date:** $  
**1st Anniversary:** $  
**2nd Anniversary:** $  

**JJ : HF 2-1-85**  
**Countersigned:**  
**Not applicable in Texas**  
**3.0(2)-X-G**  
**9) Ptd. in U.S.A.**  
**AUTHORIZED REPRESENTATIVE**  
**THIS PART B, WITH “POLICY PROVISIONS—PART A”, AND COVERAGE PART(S) AND ENDORSEMENT(S), (IF ANY), ISSUED TO FORM A PART THEREOF, COMPLETES THE ABOVE NUMBERED POLICY**  
**(4-83)**  
**PRODUCER'S COPY**  
**MM 009663**