# Zurich-American Insurance Companies

## Endorsement #1
**PG:2**

This endorsement changes the policy. Please read it carefully.

| Policy No. | Eff. Date of Pol. | Exp. Date of Pol. | Eff. Date of End. | Agency No. | Add'l Premium | Return Premium |
|------------|-------------------|------------------|------------------|------------|---------------|----------------|
| CGL 32 78 678 | 5/21/84 | 5/21/89 | 5/21/84 | 50-515-810 | $ | $ |

This endorsement is issued by the company named in the Declarations. It changes the policy on the effective date listed above at the hour stated in the Declarations.

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORP.
**Address (including Zip Code):** ARMONK, N.Y. 10504

This endorsement changes such insurance as is afforded by provisions of the policy relating to the following:

**COMPREHENSIVE GENERAL LIABILITY**

### 4. TERRITORY:
IT IS AGREED THAT SUCH INSURANCE AS IS AFFORDED BY THE POLICY APPLIES TO OCCURRENCE OUTSIDE THE UNITED STATES OF AMERICA, ITS TERRITORIES OR POSSESSIONS OR CANADA PROVIDED, HOWEVER, THAT RESULTING CLAIMS OR SUITS ARE BROUGHT WITHIN THE UNITED STATES OF AMERICA, ITS TERRITORIES OR POSSESSIONS OR CANADA.

### 5. EXCLUSION:
IT IS AGREED THAT EXCLUSION K OF COVERAGE PART L6395A IS ELIMINATED AS RESPECTS PROPERTY OTHER THAN PROPERTY OWNED BY THE NAMED INSURED OR A BUILDING LEASED UNDER ANY AGREEMENT WHERE ITEM HAS COMPLETE RESPONSIBILITY FOR THE OPERATION, MAINTENANCE AND REPAIR OF THE ENTIRE BUILDING AND ITS EQUIPMENT.

### 6. DEFINITIONS:
IT IS AGREED THAT DEFINITIONS OF THE POLICY, "INCIDENTAL CONTRACT" IS AMENDED TO READ:

THE WORDS "INCIDENTAL CONTRACT" MEANS IF IN WRITING, A LEASE OF PREMISES, EASEMENT AGREEMENT, AGREEMENT REQUIRED BY MUNICIPAL ORDINANCE, SIDETRACK AGREEMENT, AUTOMOBILE LEASING AGREEMENT OR ELEVATOR OR ESCALATOR MAINTENANCE AGREEMENT, AND ALL OTHER WRITTEN CONTRACTS ENTERED INTO BY THE INSURED.

Countersigned
Authorized Representative
U-CA-161-A (7-81 ed)

MM 009677