# Zurich-American Insurance Companies

## Endorsement #18

**This endorsement changes the policy. Please read it carefully.**

| Policy No. | Eff. Date of Pol. | Exp. Date of Pol. | Eff. Date of End. | Agency No. | Add'l Premium | Return Premium |
|------------|-------------------|------------------|------------------|------------|---------------|----------------|
| OGL 32 78 678 | 5/21/84 | 5/21/89 | 5/21/84 | 50-515-810 | $ | $ |

**This endorsement is issued by the company named in the Declarations. It changes the policy on the effective date listed above at the hour stated in the Declarations.**

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORP.

**Address (including Zip Code):** ARMONK, N.Y. 10504

**This endorsement changes such insurance as is afforded by provisions of the policy relating to the following:**

**IN CONSIDERATION OF THE PREMIUM CHARGED, IT IS UNDERSTOOD AND AGREED THAT THE FOREIGN EMPLOYEES OF I.B.M. WORLD TRADE CORP., AND ITS SUBSIDIARIES ARE ADDITIONAL INSURED UNDER THIS POLICY BUT ONLY WHILE ON ASSIGNMENT WITHIN THE UNITED STATES OF AMERICA.**

**Countersigned:**

**Authorized Representative:**

**U-CA-161-A (7-81 ed)**

**MM 009704**