# Zurich-American Insurance Companies

## Endorsement #31

| Policy No. | Eff. Date of Pol. | Exp. Date of Pol. | Eff. Date of End | Agency No. | Add'l Premium | Return Premium |
|-----------|------------------|------------------|-----------------|------------|---------------|----------------|
| CGL 32-78-678-00 | 5/21/84 | 5/21/89 | 5/21/84 | 50-515-810 | $ | $ |

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORP., ETAL  
**Address (including Zip Code):** ARMONK, NEW YORK 10504

This endorsement is issued by the company designated in the Declarations which is the insurer under the above numbered policy issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy Declarations.

This endorsement changes such insurance as is afforded by provisions of the policy relating to the following:

**COMPREHENSIVE GENERAL LIABILITY**

IT IS AGREED AS RESPECTS ENDORSEMENT #1, PAGE 1, SECTION #2 IS AMENDED IN PART TO READ:

2: THE POLICY SHALL INCLUDE AS AN ADDITIONAL INSURED ALL THOSE PERSONS OR ENTITIES TO WHOM THE NAMED INSURED HAS AGREED TO PROVIDE SUCH PROTECTION.

JOHNSON & HIGGINS  
JJ sed 8/29/85  

Countersigned  
Authorized Representative  
U-GL-113-A (7-81 ed)

MM 009717