# Zurich-American Insurance Companies

## Endorsement

**Policy No:** CGL 32-78-678-00  
**Eff. Date of Pol:** 5/21/84  
**Exp. Date of Pol:** 5/21/89  
**Eff. Date of End:** 5/21/84  
**Agency No.:** 50-515-810  
**Add'l Premium:** $  
**Return Premium:** $  

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORP.  
**Address (including Zip Code):** ARMONK, N.Y. 10504  

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This endorsement is issued by the company designated in the Declarations which is the insurer under the above numbered policy issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy Declarations.

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This endorsement changes such insurance as is afforded by provisions of the policy relating to the following:

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IT IS AGREED THAT THE PREMIUM OF $3175 FOR ADVERTISERS' LIABILITY COVERAGE (ENDORSEMENT #4) IS ALREADY INCLUDED IN THE $2,173,057 ADVANCE PREMIUM. NO ADDITIONAL PREMIUM DUE.

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JOHNSON & HIGGINS  
JJ:SG 3/20/86  

Countersigned  
Authorized Representative  
Endorsement #40  

U-GL-113-A (7-81 ed)  

MM 009719