# ENDORSEMENT #3 PAGE 1 OF 2

This endorsement, effective 12:01 A.M., MAY 21, 1965 forms a part of policy No. 961 33 02 issued to INTERNATIONAL BUSINESS MACHINES CORP.

by NATIONAL UNION FIRE INSURANCE COMPANY

## POLLUTION EXCLUSION

IT IS UNDERSTOOD AND AGREED THAT THE COVERAGE AS AFFORDED BY THIS POLICY DOES NOT APPLY TO:

(1) TO "BODILY INJURY" OR "PROPERTY DAMAGE" ARISING OUT OF THE ACTUAL, ALLEGED OR THREATENED DISCHARGE, DISPERSAL, RELEASE OR ESCAPE OF POLLUTANTS:

(A) AT OR FROM PREMISES YOU OWN, RENT OR OCCUPY;

(B) AT OR FROM ANY SITE OR LOCATION USED BY OR FOR YOU OR OTHERS FOR THE HANDLING, STORAGE, DISPOSAL, PROCESSING OR TREATMENT OF WASTE MATERIAL;

(C) WHICH ARE AT ANY TIME TRANSPORTED, HANDLED, STORED, TREATED, DISPOSED OF, OR PROCESSED AS WASTE BY OR FOR YOU OR ANY PERSON OR ORGANIZATION FOR WHOM YOU MAY BE LEGALLY RESPONSIBLE; OR

(D) AT OR FROM ANY SITE OR LOCATION ON WHICH YOU OR ANY CONTRACTORS OR SUB-CONTRACTORS WORKING DIRECTLY OR INDIRECTLY ON YOUR BEHALF ARE PERFORMING OPERATIONS:

(I) TO TEST FOR, MONITOR, CLEAN UP, REMOVE, CONTAIN, TREAT, DETOXIFY OR NEUTRALIZE THE POLLUTANTS, OR

(II) IF THE POLLUTANTS ARE BROUGHT ON OR TO THE SITE OR LOCATION BY OR FOR YOU,

(2) ANY LOSS, COST OR EXPENSE ARISING OUT OF ANY GOVERNMENTAL DIRECTION OR REQUEST THAT YOU TEST FOR, MONITOR, CLEAN UP, REMOVE, CONTAIN, TREAT, DETOXIFY OR NEUTRALIZE POLLUTANTS.

POLLUTANTS MEANS ANY SOLID, LIQUID, GASEOUS OR THERMAL IRRITANT OR CONTAMINANT INCLUDING SMOKE, VAPOR, SOOT, FUMES, ACIDS, ALKALIS, CHEMICALS AND WASTE MATERIAL. WASTE MATERIAL INCLUDES MATERIALS WHICH ARE INTENDED TO BE OR HAVE BEEN RECYCLED, RECONDITIONED OR RECLAIMED.