# Commercial Umbrella Liability

**POLICY NO:** 87-52-208  
**EFFECTIVE DATE:** 5/21/76  
**AGENCY NO:** 30-944  
**GROSS PREMIUM:** $  
**RETURN PREMIUM:** $  

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORP., AS FURTHER ENUMERATED IN THE DESCRIBED POLICY.

This endorsement is made to the company named below which is the insurer under the policy designated above issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy declarations.

## EXCLUSION (CONTAMINATION OR POLLUTION)

IT IS AGREED THAT THE INSURANCE DOES NOT APPLY TO PERSONAL INJURY OR PROPERTY DAMAGE ARISING OUT OF THE DISCHARGE, DISPERSAL, RELEASE OR ESCAPE OF SMOKE, VAPORS, SOOT, FUMES, ACIDS, ALKALIS, TOXIC CHEMICALS, LIQUIDS OR GASES, WASTE MATERIALS OR OTHER IRRITANTS, CONTAMINANTS OR POLLUTANTS INTO OR UPON LAND, THE ATMOSPHERE OR ANY WATERCOURSE OR BODY OF WATER; BUT THIS EXCLUSION DOES NOT APPLY IF SUCH DISCHARGE, DISPERSAL, RELEASE OR ESCAPE IS SUDDEN AND ACCIDENTAL.

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**MANUSCRIPT ENDORSEMENT NO. 1**

ZURICH INSURANCE COMPANY  
AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY

**Countersigned:**  
**Duly authorized agent:**  
**Form 117-1**