**AMENDATORY ENDORSEMENT**

**POLUTION EXCLUSION AMENDMENT**

IT IS UNDERSTOOD AND AGREED THAT EXCLUSION (A) IS AMENDED TO READ AS FOLLOWS:

**(A)** TO PERSONAL INJURY, BODILY INJURY, OR PROPERTY DAMAGE ARISING OUT OF OR IN CONNECTION WITH THE DISCHARGE, DISPERSAL, RELEASE OR ESCAPE OR SEEPAGE OF OIL, PETROLEUM SUBSTANCES OR DERIVATIVES (INCLUDING ANY OIL, REFUSE OR OIL MIXED WITH WASTES), SMOKE, VAPORS, SOOT, FUMES, ACID, ALKALIS, TOXIC CHEMICALS, LIQUIDS OR GASES, WASTE MATERIALS OR OTHER IRRITANTS, CONTAMINANTS OR POLLUTANTS INTO OR UPON LAND, THE ATMOSPHERE OR ANY WATERCOURSE OR BODY OF WATER, BOG, MARSH, SWAMP OR WETLAND AND INCLUDING BUT NOT LIMITED TO HAZARDOUS SUBSTANCES IN THE GROUND WATER, THE SUBSOIL OR ANYTHING CONTAINED THEREIN. THIS EXCLUSION SHALL ALSO APPLY TO PERSONAL INJURY, BODILY INJURY, OR PROPERTY DAMAGE ARISING FROM OR IN CONNECTION WITH THE CLEAN-UP COSTS INCURRED AND ANYTHING CONTAINED IN THE PRECEDING SENTENCE.

IT IS FURTHER UNDERSTOOD AND AGREED THAT THIS EXCLUSION DOES NOT APPLY TO BODILY INJURY OR PROPERTY DAMAGE CAUSED BY HEAT, SMOKE OR FUMES FROM HOSTILE FIRE IF SUCH FIRE DOES NOT ARISE OUT OF THE HANDLING, STORAGE, TRANSPORTATION, DISPOSAL, PROCESSING OR TREATMENT OF WASTE OR THE TESTING FOR, MONITORING, CLEANUP, REMOVAL, CONTAINMENT, TREATMENT, DETOXIFICATION OR NEUTRALIZATION OF POLLUTANTS.

AS USED IN THIS EXCLUSION, A HOSTILE FIRE MEANS ONE WHICH BECOMES UNCONTROLLABLE OR BREAKS OUT FROM WHERE IT WAS INTENDED TO BE.

**Effective Date of Endorsement:** 5/21/91

**Endorsement No.:** 3

**(12:01 A.M. Standard Time)**

All other terms and conditions of this policy remain unchanged.

**6/25/91 ed/mv**

**Authorized Representative**

**INSURED COPY**