**Johnson & Higgins**
Established 1845

**INSURANCE BROKERS - AVERAGE ADJUSTERS EMPLOYEE BENEFIT PLAN CONSULTANTS**

CABLE ADDRESS "KBRODEN"
TELEX NO. 469006

**OR WALL ST., NEW YORK, N.Y. 10005**
TEL. 442 8000 AREA CODE 212

**August 8, 1974**

**Miss Dolores Warnecke**
**Insurance Department**
**International Business Machines Corporation**
**Armonk, New York 10504**

Dear Dolores:

EXCESS UMBRELLA LIABILITY
POLICIES XCP3928 AND XCP3929
EFFECTIVE: MAY 21, 1973 TO MAY 21, 1976

In reply to your comments to our letter of July 30, 1974 and the caption, this is to advise that Endorsement #5 issued for both policies contained Data Processing Errors and Omissions wording which was unacceptable to us and were returned to the Insurance Company of North America for rewrite. The endorsements with the acceptable wording was labeled #6.

We ask that you mark your records accordingly and call us, should you have any questions.

Very truly yours,

Dick

Richard T. Michel
Casualty Department

mp