# AMENDMENT OF POLICY PROVISIONS

**Policy Number:** 1G HU SC0756

This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein.

**Effective Date:** Effective hour is the same as stated in the Declarations of the policy.

**Endt. No.:** !!

It is agreed that:

1. Where the underlying insurance has an aggregate limit of liability, such aggregate limit shall not, for the purpose of determining when this insurance applies, be reduced or exhausted by any payment covered under such underlying insurance but not covered under this insurance.
2. The definition of "underlying insurance" is replaced by the following:
   - "underlying insurance" means the insurance policies listed in the Extension Schedule of Underlying Insurance Policies, including any renewals or replacements thereof, which provide the underlying coverages and limits stated in the Extension Schedule of Underlying Insurance Policies. The limit of underlying insurance includes any deductible amount, any participation of the insured or any self-insured retention above or beneath any such policy, less the amount, if any by which the aggregate limit of such insurance has been reduced by payment of loss covered by this policy with respect to occurrences taking place during the policy period of this policy. The coverages and limits of such policies and any such deductible amount, participation or self-insured retention shall be deemed applicable regardless of (1) any defense which any underlying insurer may assert because of the insured's failure to comply with any condition in its policy or (2) the actual or alleged insolvency or financial impairment of any underlying insurer or any insured. The risk of insolvency or financial impairment of any underlying insurer or any insured is borne by insureds or others and not by the company.
3. The "Maintenance of Underlying Insurance" Condition is replaced by the following:
   - **Maintenance of Underlying Insurance**
     - Policies affording in total at least the coverage and limits stated in the Extension Schedule of Underlying Insurance Policies shall be maintained in full effect during the currency of this policy. Failure of the named insured to comply with the foregoing shall not invalidate this policy, but in the event of such failure, the company shall be liable only to the extent that it would have been liable had the named insured complied therewith.
     - The first named insured shall give the company written notice as soon as practicable of any change in the coverage or in the limits of any underlying insurance, and of the termination of any coverage or of the reduction or exhaustion of the aggregate limits of any underlying insurance.
     - The self-insured retention shall not apply should the underlying insurance be exhausted by the payment of claims or suits which are also covered by this policy.

Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated.

This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement.

Form XL-406-0 (Ed 2/86) Printed in U.S.A. (NS)

**Countersigned by:**

**Authorized Agent**