**THE HARTFORD**

**Policy Number:** 10 HU SG6756

This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein.

**Effective Date:** Effective hour is the same as stated in the Declarations of the policy.

**Endt. No.:** 16

**Financial Institution's Endt.**

It is agreed that such insurance as is afforded by the policy applies, subject to the following additional exclusions:

This policy does not apply:

(A) To Personal Injury or Property Damages, arising out of property real or personal, held by or in the care, custody or control of the Insured in any fiduciary capacity as Trustee, Guardian, Executor, Administrator, Custodian, Escrow or similar capacity; but this Exclusion (A) does not apply to damages or expenses with respect to which coverage is afforded by Underlying Insurance carried by the Insured;

(B) To money, currency, coin, bullion, precious metals of all kinds and in whatsoever form and articles made therefrom; gems, precious and semi-precious stones, certificates of stocks, bonds, coupons and all other forms of securities; bills of lading, warehouse receipts, checks, drafts, money orders, stamps, insurance policies, and all other negotiable and non-negotiable instruments or contracts representing money or other property (real or personal) or interests therein; and all other documents, valuables and the like; if the Insured has any interest in any such property or if it is in the care, custody or control of the Insured for any purpose;

(C) To liability assumed by the Insured or any employee or agent of the Insured under any binder, certificate, or contract of insurance, suretyship or reinsurance;

(D) To liability resulting from errors or omissions in the writing or failing to write or maintain any binder, certificate, or contract of insurance, suretyship or reinsurance.

Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated.

This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement.

Form G-2240-3 B Printed in USA

Countersigned by: Authorized Agent