**GREAT AMERICAN INSURANCE COMPANIES**

Subsidiaries of American Financial Corporation

580 WALNUT STREET, CINCINNATI, OHIO 45202

**THE PROTECTOR**

**CATASTROPHE LIABILITY POLICY**

**NEW YORK CHANGES - CANCELLATION AND NONRENEWAL**

This endorsement modifies insurance provided under the following:

**EXCESS LIABILITY POLICY**

**SECTION III - CONDITIONS is amended as follows:**

1. **a. Cancellation For Policies In Effect 60 Days Or Less**

We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least:

(1) 30 days before the effective date of cancellation if we cancel for any reason not included in paragraph (2) below.

(2) 15 days before the effective date of cancellation if we cancel for any of the following reasons:

(a) nonpayment of premium;

(b) conviction of a crime arising out of acts increasing the hazard insured against;

(c) discovery of fraud or material misrepresentation in the obtaining of the policy or in the presentation of a claim thereunder;

(d) after issuance of the policy or after the last renewal date, discovery of an act or omission, or a violation of any policy condition, that substantially and materially increases the hazard insured against, and which occurred subsequent to inception of the current policy period;

(e) material change in the nature or extent of the risk, occurring after issuance or last annual renewal anniversary date of the policy, which causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the policy was issued or last renewed;

(f) required pursuant to a determination by the Superintendent that continuation of our present premium volume would jeopardize our solvency or be hazardous to the interest of our policyholders, our creditors or the public; or

(g) a determination by the Superintendent that the continuation of the policy would violate, or would place us in violation of, any provision of the Insurance Code.