**ADMINISTRATIVE OFFICES**
390 WALNUT STREET
CINCINNATI, OHIO 45202
TEL: 1-513-369-5000
GREAT AMERICAN INSURANCE COMPANIES®

**SECTION III - CONDITIONS**

### 1. Cancellation

a. The first Named Insured shown in the declarations may cancel this policy by mailing or delivering to us advance written notice of cancellation.

b. We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least:

1) Ten (10) days before the effective date of cancellation if we cancel for nonpayment of premium; or

2) Thirty (30) days before the effective date of cancellation if we cancel for any other reason.

c. We will mail or deliver our notice to the first Named Insured’s last mailing address known to us.

d. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date.

e. If this policy is cancelled, we will send the first Named Insured any premium refund due. If we cancel, the refund will be pro rata. If the first Named Insured cancels, the refund may be less than pro rata. The cancellation will be effective even if we have not made or offered a refund.

f. If notice is mailed, proof of mailing will be sufficient proof of notice.

### 2. Loss Adjustment

a. We shall not be required to assume charge of the settlement or defense of any claim, suit or proceeding against you.

b. We shall have the right and be given the opportunity to be associated with you or your underlying insurer, or both, in the handling of any claim, suit or proceeding involving an occurrence which in our opinion may create liability upon us for loss. Each party shall cooperate in all things in the handling of such claim, suit or proceeding.

c. Upon final determination of your liability, we shall promptly pay on your behalf the amount of any loss covered by this policy. We shall have the benefit of any recoveries applicable to losses paid under this policy. Loss expense and legal expense, including court costs and interest, incurred by you at our direction will be paid by us.