# Additional Policy Provisions - 178436 12 91

## Excess Liability Policy

A. The second paragraph at the top of Page 1 of 3 of the policy, which begins with the words "Wherever boldfaced in this policy", is replaced by the following:

(1) Wherever used in this policy:
(a) The words **You**, **Your** and **Insured** refer to any person or organization for which insurance is provided by this policy; and
(b) The words **We**, **Us** and **Our** refer to the Company providing this insurance.

(2) Other words and phrases that are boldfaced in this policy or that are boldfaced and/or underlined in the endorsements attached to this policy have special meaning.
Refer to the DEFINITIONS section of this policy.

B. INSURING AGREEMENTS III, LIMITS OF INSURANCE, section B. is replaced by the following:

B. The Limits of Insurance stated in Item 4 of the Declarations as "AGGREGATE" shall be the total limit of Our liability for all losses covered by this policy and sustained during Our policy period and for which any Underlying Insurance provides coverage that is subject to an aggregate limit.

Regardless of the terms of Underlying Insurance or anything contained in any part of INSURING AGREEMENT III, LIMITS OF INSURANCE., if, after the policy has been issued, We extend the policy period, the additional period will be deemed to be part of the original policy period for purposes of determining the "aggregate" Limit of Insurance. In no event will such policy period extension reinstate or increase the "aggregate" Limit of Insurance or increase the number of times the "aggregate" Limit of Insurance will apply.

C. CONDITION 5. NOTICE OF OCCURRENCE-INSURED'S DUTIES., the first sentence is replaced by the following:

You must see to it that We are notified as soon as practicable, in writing, of any occurrence or offense which may result in a claim under this policy.

All other terms and conditions of the policy remain unchanged.

This Form must be attached to Change Endorsement when issued after the policy is written.
One of the Fireman's Fund Insurance Companies as named in the policy

**Secretary**
**President**