# Non-Concurrency Endorsement

**"In the event of reduction or exhaustion of the aggregate limit or limits designated in the underlying policy or policies by payment of losses in respect to accidents or occurrence during the period of such underlying policy or policies, it is hereby understood and agreed that such insurance as is afforded by this policy shall apply in excess of the reduced underlying limit or, if such limit is exhausted, shall apply as underlying insurance, notwithstanding anything to the contrary in the terms and conditions of this policy."**

This endorsement, issued by one of the below-named companies, forms a part of the policy to which attached, effective on the inception date of the policy unless otherwise stated herein.

(The information below is required only when this endorsement is issued subsequent to preparation of policy.)

| Endorsement effective | Policy No. | Endorsement No. |
|----------------------|------------|-----------------|
| Named Insured         |            |                 |
| Additional Premium $  | Return Premium $ | BI              |

**The Aetna Casualty and Surety Company**  
**The Standard Fire Insurance Company**  
Hartford, Connecticut  

Countersigned by: [Signature] (Authorized Representative)