**Page 5 of 5**

**5002-7-87**

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**President:**
*Signature*

**Secretary:**
*Signature*

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**IN WITNESS WHEREOF, We have caused this policy to be signed by Our President and Secretary, but the same shall not be binding upon Us unless it has been countersigned on the Declarations page by a duly authorized agent of Ours.**

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**7. PREMIUM. The premium for this policy will be computed in accordance with the "Basis of Our Obligations hereunder."**

**8. SUBROGATION. In the event of any payment under this policy, the insured must notify Us of such payment or otherwise shall be apprised thereof. Any amount recovered through subrogation of otherwise shall be apportioned in the inverse order of payment of the claim of claims involved to the extent of actual payment thereof by all interests. The expenses of all such recoveries and proceedings in connection therewith shall be apportioned in the ratio of respective recoveries. With respect to proceedings conducted solely by Us, if there is no recovery, We will bear the expenses thereof. If there is a recovery, We shall be reimbursed in full from such recovery for the amount of all expenses incurred by Us before apportionment of such recovery as herein provided.**

**9. RIGHTS OF RECOVERY. We have caused this policy to be signed by Our President and Secretary, but the same shall not be binding upon Us unless it has been countersigned on the Declarations page by a duly authorized agent of Ours.**

**10. INSURANCE POLICY. This insurance policy is issued by Us to the insured named herein and is subject to the terms and conditions set forth in the Declarations. The insured agrees to comply with all the terms and conditions of this policy. The insured also agrees to notify Us immediately in writing of any change in the insured's address or any other information that may affect the coverage provided by this policy. The insured further agrees to provide Us with any additional information or documentation requested by Us in order to maintain the validity of this policy.**

**11. PAYMENT OF PREMIUM. The insured shall pay the annual minimum premium, which is a minimum amount of premium required under this policy, at the time of application for this policy. The insured shall also pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. 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The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. 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The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy at the time of application for this policy. The insured shall pay any additional premium required under this policy