**THE ST. PAUL COMPANY**

**ENDORSEMENT**
*3*

The following spaces preceded by an asterisk (*) need not be completed if this endorsement and the policy have same inception date.

| ATTACHED TO AND FORMING PART OF POLICY NO. | EFFECTIVE DATE OF ENDORSEMENT | ISSUED TO |
|-------------------------------------------|-------------------------------|------------|
| 590XIA2453                                |                               |            |

It Is Agreed That:

1. The Limit of Liability provided by this policy is $5,000,000 Quota Share part of $50,000,000 Excess of $100,000,000.
2. This policy shall follow the terms and conditions of the first layer Umbrella Policy (United States Fire) as on file with Company.
3. This policy may be cancelled by the Company by mailing to the Named Insured at the address shown in this policy written notice stating when not less than thirty days (30) thereafter such cancellation shall be effective.
4. In the event of reduction of the aggregate limit or limits designated in the underlying policy or policies solely by payment of losses in respect to accident or occurrences during the period of such underlying policy or policies, such insurance as is afforded by this policy shall apply in excess of the reduced underlying limit or, if such limit is exhausted, shall apply as underlying insurance, notwithstanding anything to the contrary in the terms and conditions of this policy.
5. The underlying policies listed herein, including renewal or replacements thereof shall be maintained without alteration of terms, limits or conditions, in full effect during the currency of the policy.

Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, conditions, provisions, agreements or limitations of the above mentioned Policy, other than as above stated.

*Agency Name and Address

In Witness Whereof, the Company has caused this endorsement to be signed by its President and countersigned by a duly authorized representative of the Company.

J.W. BOYLSTON JR., RESIDENT SECRETARY
By D. BOW, Attorney
AUTHORIZED REPRESENTATIVE