# Nuclear Energy Exclusion Endorsement (Combination Broad Form)

**Policy No:** 0752107  
**Effective Date:**  
**Agency No.:**

## Named Insured

This endorsement is issued by the [Insurance Company] which is the insurer under the policy designated above issued to the Named Insured and forms a part of the said policy as of the effective date hereof, at the hour stated in the policy Declarations.

It is agreed that the policy does not apply:

I. Under any Liability Coverage, to injury, sickness, disease, death or destruction:
   - (a) with respect to which an insured under a nuclear energy liability policy issued by the Atomic Energy Liability Insurance Association or the Atomic Energy Liability Underwriters of Nuclear Insurance Association of Canada, or would be an insured under any such policy but for its termination upon exhaustion of its limit of liability; or
   - (b) resulting from the hazardous properties of nuclear material and with respect to which (1) any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954, or any law amendatory thereof, or (2) the coverage under this policy not been issued would be subject to indemnity from the United States of America, or any agency thereof, under any agreement entered into by the United States of America, or any agency thereof, with any person or organization.

II. Under any Medical Payments Coverage, or under any Supplementary Payments provision relating to immediate medical or surgical relief, to expenses incurred with respect to bodily injury, sickness, disease or death resulting from the hazardous properties of nuclear material and arising out of the operation of a nuclear facility by any person or organization.

III. Under any Liability Coverage, to injury, sickness, disease, death or destruction resulting from the hazardous properties of nuclear material:
   - (a) the nuclear material (1) is at any nuclear facility owned by, or operated by or on behalf of, an insured or (2) has been discharged or dispersed therefrom;
   - (b) the nuclear material is contained in spent fuel or waste at any time possessed, handled, used, processed, stored, transported or disposed of by or on behalf of an insured; or
   - (c) the injury, sickness, disease, death or destruction arises out of the furnishing by an insured of services, materials, parts or equipment to a commercial nuclear power plant, construction, maintenance, operation or use of any nuclear facility, but if such facility is located within the United States of America, its territories or possessions or Canada, this exclusion (c) applies only to injury to or destruction of property at such nuclear facility.

IV. Under automobile coverages Comprehensive, Collision or Upset, Fire, Lightning and Transportation, Theft, Windstorm, Hail, Earthquake or Explosion, Combined Additional Coverage and Towing and Labor Costs, to loss due to radioactive contamination.

V. As used in this endorsement:
   - "hazardous properties" include radioactive, toxic or explosive properties;
   - "nuclear material" means source material, special nuclear material or byproduct material;
   - "source material", "special nuclear material", and "byproduct material" have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof;
   - "spent fuel" means any fuel element or fuel component, solid or liquid, which has been used or exposed to radiation in a nuclear reactor;
   - "waste" means any waste material (1) containing byproduct material and (2) resulting from the operation by any person or organization of any nuclear facility included within the definition of nuclear facility under paragraph (a) or (b) thereof;
   - "nuclear facility" means:
     - (a) any nuclear reactor,
     - (b) any equipment or device designed or used for (1) separating the isotopes of uranium or plutonium, (2) processing or utilizing spent fuel, (3) handling, processing or packaging waste,
     - (c) any equipment or device used for the processing, fabricating or alloying of special nuclear material if at any time the total amount of such material in the custody of the insured at the premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof, or more than 350 grams of uranium 235,
     - (d) any structure, basin, excavation, premises or place prepared or used for the storage or disposal of waste.
   - and includes the site on which any of the foregoing is located, all operations conducted on such site and all premises used for such operations.
   - "nuclear reactor" means any apparatus designed or used to sustain nuclear fission in a self-supporting chain reaction or to contain a critical mass of fissionable material;

... to injury to or destruction of property, the word "injury" or "destruction" includes all forms of radioactive contamination.