**STARR_EXCESS**

**Endorsement No: 7 [FFOC]**

**OCCURRENCE AND OFFENSE REPORTED COVERAGE ENDORSEMENT (Contd.)**

2. Such coverage as is afforded by this Endorsement is subject to a Retention of US$170,000,000 each occurrence. Such Retention shall apply whether available to the Insured through insurance or through self-insurance.

For the layer $75,000,000 XS $245,000,000:

1. Bodily Injury or Property Damage which occurs, or an offense causing Personal Injury or Advertising Injury committed, prior to May 21, 1998, but not before May 21, 1986, shall be deemed to have occurred or to have been committed during the Policy Period of this Policy, provided:

(a) Such Bodily Injury, Property Damage, Personal Injury or Advertising Injury: (i) is not covered under any policy in force prior to May 21, 1998, and (ii) would be covered by the Followed Policy had such Bodily Injury, Property Damage, or Personal Injury occurred, or had the offense causing such Personal Injury or Advertising Injury been committed, during the policy period of the Followed Policy;

(b) The Insured was not aware of the Occurrence or offense causing such Bodily Injury, Property Damage, Personal Injury or Advertising Injury prior to the inception date of this Policy; and

(c) The Insured gives written notice, as soon as practicable during the Policy Period of this Policy, to the Insurer at the address indicated in Item 9 of the Declarations of any Occurrence, offense, claim or suit involving such Bodily Injury, Property Damage, Personal Injury or Advertising Injury and likely to involve this Policy, in accordance with the requirements of this Policy.

(d) The Insured was not aware of such Bodily Injury or Property Damage prior to the inception date of this policy.

2 of 3

Date of Issuance – January 7, 1999

FFOC 452.01 IBM 7

MM 002790