# ENDORSEMENT # 003

This endorsement, effective 12:01 AM 05/21/92

Forms a part of policy no.: FE 408 0124

Issued to: INTERNATIONAL BUSINESS MACHINES CORP

By: Landmark Ins. Co.

## DEFENSE COST PAYMENTS

In consideration of the premium charged, it is agreed that any Defense Cost Payments made under this policy shall not reduce the Limits of Liability otherwise available.