**ATTACHMENT TO AND FORMING PART OF POLICY NO. JU 0847**

**THIS POLICY IS SUBJECT TO THE PROVISIONS OF THE FOLLOWING ATTACHED CLAUSES:**

1. **Nuclear Incident Exclusion Clause – Liability - Direct (Broad).**
2. **Radioactive Contamination Exclusion Clause – Liability - Direct.**

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**U.S.A.**

**NUCLEAR INCIDENT EXCLUSION CLAUSE – LIABILITY - DIRECT (BROAD):**

*Generalized by Lloyd’s Underwriters Non-Mutual Insurance*

For attachment to insurance of the following classifications in the U.S.A., its Territories and Possessions, Puerto Rico and the Canal Zone:

- Owners, Landlords or Tenants Liability,
- Contractual Liability,
- Licensee Liability,
- Tenant Liability,
- Product Liability,
- Professional and Malpractice Liability,
- Nonkeeper Liability,
- Automobile Liability (excluding Mass Transit Motor Vehicle or Garage Liability),
- not being an instance of the classification to which the Nuclear Incident Exclusion Clause – Liability applies.

**I. NUCLEAR INCIDENT EXCLUSION**

Under any Liability Coverage, for injury sickness, disease, death or damage:

(a) with respect to which an insured under the policy is a named insured or excess liability policy issued by Nuclear Energy Liability Insurance Association Mutual, Atomic Energy Liability Underwriters or Nuclear Insurance Association of America, would be so insured under such policies, but for termination upon expiration, cancellation, rescission, non-renewal or organization, required to maintain such coverage, or if such person or organization thereof has been issued would be entitled to indemnity from the United States of America or any agency thereof, under any agreement entered into by the United States of America or any agency thereof, with such person or organization.

II. UNDER ANY MEDICAL PAYMENTS COVERAGE, AUTOMOBILE AND COMPLEMENTARY PASSAGERS’ PROXIMATE CAUSATION OR IMMEDIATE MEDICAL OR SURGICAL RELIEF, TO EXPENSES INCURRED WITH RESPECT TO BODILY INJURY, SICKNESS, DISEASE OR DEATH RESULTING FROM THE USE OR OPERATION OF THE PROPERTIES OF NUCLEAR MATERIAL AND ARISING OUT OF THE OPERATION OF A NUCLEAR FACILITY, BY ANY PERSON OR ORGANIZATION.

III. UNDER ANY PROPERTY COVERAGE, TO INJURY, SICKNESS, DISEASE, DEATH OR DAMAGE RESULTING FROM THE HAZARDOUS PROPERTIES OF NUCLEAR MATERIAL IF:

(a) the nuclear material itself or a nuclear facility owned by or operated on or behalf of an operator of (2) has been discharged or dispersed therefrom; or

(b) the nuclear material or spent fuel or waste at any time processed, handled, used, processed, stored, transported, or disposed of on behalf of an owner, or

(c) the injury, sickness, disease, death or destruction results from the furnishing by an assured of services, supplies, or equipment in connection with the designing, constructing, maintenance, operation or decommissioning of a nuclear facility, but if such facility is located within the United States of America, its territories or possessions or Canada this exclusion is further only to injuries or destruction of property at such nuclear facility.

IV. As used in this endorsement:

“hazardous materials” include radioactive, toxic or explosive properties, “nuclear material”, “reactor material”, and “byproduct material” have the same meaning as in the Atomic Energy Act (1954) and any amendments thereto.

“spent fuel” means any fuel element or fuel component, solid or liquid which has been used or exposed to radiation in a nuclear reactor. “waste” means any base material: (1) containing byproduct material and (2) resulting from the operation by any person or organization of any nuclear facility located within the definition of nuclear facility under paragraph (a) or (b) thereof.

“nuclear facility” means:

(a) any nuclear reactor,

(b) any plant, vessel or device designed or used for (1) separating the isotopes of uranium or plutonium, (2) processing or utilizing spent fuel, or (3) handling, processing or packaging waste,

(c) any equipment or device used for the processing, fabricating or allowing of special material material if at any time the load content of such material in the custody of the assured on the premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof, or more than 250 grams of uranium 235,

(d) any structure, basin, excavation, premises or place prepared or used for the storage or disposal and includes the site on which any of the foregoing is located, all operations conducted on such structure or premises for such operations;

“nuclear reactor” means any apparatus designed or used to sustain nuclear fission or a corresponding chain reaction or to contain or remove fissile material.

With respect to injury to or destruction of property, the word “injury” or “destruction” includes all forms of radioactive contamination of property.

It is understood that this clause does not except as specifically provided in the foregoing to the term, exclusions, conditions and limitations of the Policy to which it is attached.

Note: As respects policies which afford liability coverage and other forms of coverage in addition, the word underlined should be amended to designate the liability coverage in which this clause is to apply.