# ENDORSEMENT #3
6/12/78 md

**Crum & Forster Insurance Companies**
**The Policy Makers**

*U.S. FUNDS*: $7,514.00
*Canadian Funds*: $580.00

**Effective on and after**: MAY 21, 1978
**Standard Time**: 
**this endorsement forms part of policy No.**: JU 0183
**Expiration Date**: 5/21/79

**Issued to**: INTERNATIONAL BUSINESS MACHINES
**By**: THE NORTH RIVER INSURANCE COMPANY

**It is hereby understood and agreed the installment due May 21, 1978 is amended to read:**

*$38,880.00 U.S. FUNDS AND $1,620.00 CANADIAN FUNDS*

All other terms and conditions of this policy remain unchanged.

**Authorized Representative**: [Signature]