# Zurich International Ltd.

## ENDORSEMENT #4
**Effective: Inception**

Attaching to and forming part of policy number 73,389-86-C issued to International Business Machines Corporation.

It is understood and agreed that this policy shall not follow the "sunset clause" as found in the governing underlying policy issued by National Union Fire Insurance Company of Pittsburgh, PA.

It is further understood and agreed that after such "sunset clause" reaches its expiry on 21 May 1991 coverage hereunder is limited to apply only in excess of the amount stated in Item 5 of the Declarations or any other amount if higher irrespective of whether this amount is insured or not.

This amount shall only comprise indemnity payments. The Named Insured shall bear all legal costs and expenses incurred until such time as the amounts are exhausted by indemnity payments. The amount shall not be impaired by any claims brought against the Insured for coverages which are not included in the terms and conditions of this policy.

All other terms and conditions remain unchanged.

**Dated:** 17 May 1987

**Zurich International Ltd.**
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This document is an endorsement attached to a policy issued by Zurich International Ltd., specifically policy number 73,389-86-C, which covers International Business Machines Corporation. It modifies the original policy by excluding the "sunset clause," which would otherwise limit coverage after a certain date. The endorsement specifies that coverage will only apply in excess of a certain amount, and it also clarifies that the named insured will bear all legal costs and expenses until the indemnity payments are exhausted. Additionally, it states that the amount covered will not be impaired by claims for coverages not included in the policy's terms and conditions.