# THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

## ENDORSEMENT #13

This endorsement, effective 12:01 A.M. 05/21/96 forms a part of Policy no. RMGL 017-90-97 issued to International Business Machines Corporation by National Union Fire Insurance Company of Pittsburgh, PA.

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### "IN REM"

This endorsement modifies insurance provided under the following:

**Section II - Who is an Insured - 2. A is amended to add:**

e. An action "In Rem" shall be considered an action "In Personam"

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**AUTHORIZED REPRESENTATIVE**

Date Issued: 09/10/96