# THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

## ENDORSEMENT #31

This endorsement, effective 12:01 A.M. 05/21/96 forms a part of Policy no. RMGL 017-90-97 issued to International Business Machines Corporation By National Union Fire Insurance Company of Pittsburgh, PA.

## EXCEPTION FOR FIRE DAMAGE LEGAL LIABILITY EXTENSION

This endorsement modifies insurance provided under the following:

### COMMERCIAL GENERAL LIABILITY COVERAGE FORM

#### Section I - Coverages, Coverage A. - Bodily Injury and Property Damage Liability,
2. - Exclusions, unmarked paragraph after exclusion n., is amended to read:

Exclusions c. through n. Do not apply to damage by fire, smoke, explosion or water to premises while rented to you. A separate limit of insurance applies to this coverage as described in LIMITS OF INSURANCE (SECTION III).

#### Section III - Limits of Insurance, 6. is amended to read:

6. Subject to 5. Above, the Fire Damage Limit is the most we will pay under Coverage A for damages because of "property damage" to premises, while rented to you, arising out of any one fire or out of water damage or smoke condition.

## AUTHORIZED REPRESENTATIVE

Date Issued: 09/10/96
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This document outlines an endorsement to a commercial general liability policy that specifically excludes certain types of damage caused by fire, smoke, explosion, or water from the standard exclusions. It also specifies a separate limit of insurance for these types of damages when the premises are rented.