**JOHNSON & HIGGINS**
INSURANCE BROKERS - AVMABADJUNTERS
95 WALL STREET * NEW YORK, N.Y. 10003
TEL: (212) 482-3060

**INTERNATIONAL BUSINESS MACHINES CORP**
ARMONK NY 10504
ATT MR RICHARD FARON INS DEPT

**Account:** 23055 | **VAT:** 000 | **No.:** 3 | **No.:** 06076 | **Amount:** $14,423.00

**HOME**
**39220** | **HEC9007244** | **05216** | **05217** | **$14,423.00**

**EXCESS UMBRELLA LIAB**
**5 000 000 PART OF 10 000 000 EXCESS OF 10 000 000**

**825/006** | **JOHNSON & HIGGINS** | **95 WALL STREET * NEW YORK, N.Y. 10003**