# American Zurich Insurance Company

**Endorsement No. 4**

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

| POLICY NO. | EFF. DATE OF POL. | EXP. DATE OF POL. | EFF. DATE OF END. | PRODUCER | ADD'L PREM. | RETURN PREMIUM |
|------------|-------------------|-------------------|-------------------|----------|-------------|----------------|
| EUO        | 5/21/96           | 5/21/97           | 5/21/96           | 18-248   | N/A         | N/A            |

**Named Insured:** INTERNATIONAL BUSINESS MACHINE  
**Address (including ZIP Code):** OLD ORCHARD RD. MAIL DROP 230 ARMONK, NY 10504

**WRONGFUL TERMINATION EXCLUSION ENDORSEMENT**

It is hereby understood and agreed that this policy does not apply to any obligation or liability incurred by or imposed upon any insured arising out of the discrimination or humiliation to any:

1. current or former officer, director, or employee or any insured,
2. applicant for employment by an insured,

arising out of employment practices of any insured, including wrongful discrimination, harassment, or dismissal or wrongful termination of any such officer, director, or employee or wrongful refusal to hire such applicant.

**Countersigned:** K. Gregori  
**AUTHORIZED REPRESENTATIVE**  
**DATE:** 6/11/97