# Endorsement #3

**This Endorsement, Effective 12:01 A.M.**
**MAY 21, 1999**
**Forms A Part Of**

**Policy Number:** BE 701 41 56
**Issued To:** International Business Machines Corporation
**By:** National Union Fire Insurance Company of Pittsburgh, PA.

## Non-Owned Automobile Endorsement

In consideration of the premium paid, it is understood and agreed that the definition of "Persons Insured" is amended to include employees while driving non-owned automobiles in the business of the Named Insured. Owners of non-owned automobiles are also included while each automobile is being used in the business of the Named Insured.

ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED.