# EXCESS LIABILITY POLICY

## [NAME OF INSURANCE COMPANIES]

**[Date]**

**[Location]**

**[Policy Number]**

**[Insured's Name and Address]**

**[Insured's Business Description]**

**[Effective Date]**

**[Expiration Date]**

**[Premium Amount]**

**[Payment Details]**

**[Additional Information]**

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**1. MAINTENANCE OF UNDERLYING INSURANCE**

It is a condition of this Policy that the Underlying Coverage be maintained in full force and effect during the period of this Policy except for the reduction, suspension, or expiration thereof contained therein, solely by payment of claims for accidents or occurrences, whichever is applicable, which take place during the period of this Policy. If the Underlying Coverage is terminated during the period of the Policy, the effective date of termination of the said Underlying Coverage shall be the end of the period of the Policy.

This Policy is subject to the same current terms and conditions (except as otherwise provided herein) as are contained in all or as may be added to the Underlying Coverage prior to the happening of an accident or occurrence, whichever is applicable, for which claim is made hereunder.

**2. PREMIUM**

The Insured shall pay premium to the Company as specified in the schedule.

If the Insured terminates this Policy, earned premium shall be computed in accordance with the customary short rate table and procedures. If the Company terminates this Policy, earned premium shall be computed pro rata.

In Witness Whereof, the Company has caused this Policy to be executed and attested, but this Policy shall not be valid unless countersigned on this Declaration page by a duly authorized representative of the Company.