# LIMITATION OF INSURANCE—NEW YORK REGISTERED MOTOR VEHICLES

**POLICY NO:** 8359700  
**EFFECTIVE DATE:** [Not specified]

**Named Insured**

This endorsement is issued by that company named below which is the insurer under the policy designated above issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy Declarations.

It is agreed that:

1. In the exclusion of the policy pertaining to automobile accidents away from premises, the word "automobile" means any automobile as defined in the policy and also includes, while in locomotion upon a public highway, any other motor vehicle subject to New York motor vehicle registration if the accident arises out of such locomotion.
2. Regardless of whether the accident occurs on or away from premises, the policy does not apply:
   - UNDER COVERAGE C to the ownership, maintenance, operation, use, loading or unloading of an asphalt or tar spreader, concrete mixer, road grader, oiler, roller, scraper, combination dirt mover and scraper unit, or railroad, dock or industrial truck registered in New York as a motor vehicle, but this exclusion does not apply to such insurance as is afforded by the policy with respect to (a) operations performed for the named insured by independent contractors or (b) liability assumed by the insured under a contract or agreement. An industrial truck is any specially constructed truck or tractor unit, usually a low four-wheel gas or electric truck, designed for use principally on the insured's premises.
3. When used as a premium basis, the word "remuneration" shall not include any remuneration of the driver of any equipment described above.

**ZURICH INSURANCE COMPANY**  
**AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY**

**Countersigned:** [Signature]  
**Duly authorized agent:** [Signature]

**Form 4078-A**  
*(For use with policy series 913, 916, 919, 7013, 7016 and 7031)*

**NOTE:** When this endorsement is used with a Comprehensive General Automobile Liability policy type the words "under Coverage C:" in the blank space in paragraph 2. When used with a Manufacturers' & Contractors' or Comprehensive General Liability policy leave such space blank.