**POLICY NO:** 0399700  
**EFFECTIVE DATE:**  
**DECL. NO:**  
**ADD'L PREMIUM:** $  
**RETURN PREMIUM:** $  

**Named Insured**

This endorsement is issued by that company named below which is the insurer under the policy designated above issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy Declarations.

IT IS AGREED THAT CONDITION 14 OF THE POLICY, ENTITLED 'OTHER INSURANCE' IS AMENDED TO READ AS FOLLOWS:

THE INSURANCE AFFORDED BY THIS POLICY SHALL BE EXCESS OVER ANY OTHER VALID AND COLLECTIBLE INSURANCE.

**ZURICH INSURANCE COMPANY**  
**AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY**

**Countersigned:**  
**Date:**  
**Unauthorized agent:**  
**Form 116-G**  
**100 24M**  
**Z 006812**