# FAMILY PROTECTION AGAINST UNINSURED MOTORISTS

(Bodily Injury Liability - Specified Car Basis)

**Policy No:** 0559700  
**Effective Date:**  
**Agency No:**  
**Adverse Rate:** COMPOSITE RATE

**Named Insured:**

This endorsement is issued by the company named below, which is the insurer under the policy designated above, to the named insured and enters as a part of said policy as of the effective date hereof, as the hour stated in the policy declaration.

**Schedule:**

| **Description** | **Limits of Liability** |
|-----------------|------------------------|
| All automobiles garaged in the State of California | $10,000 Each Accident | $20,000 Each Person |

**Insuring Agreements:**

I. Damages for Bodily Injury Caused by Uninsured Automobiles: To pay all sums which the insured or his legal representative shall be legally entitled to recover from the owner or operator of an uninsured automobile because of bodily injury to such person caused by such uninsured automobile while being driven by the insured, caused by accident and arising out of the ownership, maintenance, or use of such uninsured automobile; provided, however, that the liability of the company under this endorsement shall not exceed the limits of liability shown opposite the name of the insured as stated in the policy but shall not include an automobile which was a public or hired conveyance.

II. Definitions:
(1) Insured: The uninsured word "insured" means:
(a) any person while occupying an uninsured automobile; and
(b) any person entitled to damages he is entitled to recover for care or loss of services because of bodily injury, which this endorsement applies.
The insurance applies separately with respect to each insured under this endorsement, but neither this provision nor any other provision of this endorsement shall operate to increase the limits of the company's liabilities under the Insured Automobile. The term "insured automobile" means an automobile designated in the Schedule while being driven by the named insured as stated in the policy but shall not include an automobile which was a public or hired conveyance.

(2) Uninsured Automobile: The term "uninsured automobile" means:
(a) an automobile which is not covered by the minimum amount of bodily injury liability insurance which is applicable at the time of the accident with respect to any person or organization legally responsible for the damage;
(b) a self-owned automobile as defined, but the term "uninsured automobile" shall not include:
(i) an automobile which is owned or operated by the named insured as stated in the policy;
(ii) an automobile which is owned or operated by a self-owner within the meaning of any motor vehicle financial responsibility law;
(iii) an automobile which is owned by the United States of America, Canada, a state, a political subdivision of any government, or an agency of any of the foregoing;
(iv) a motorcycle, trailer, or semi-trailer, if operated on rails or crawler-tracks or while located for use as a residence or premises and not as a vehicle; or
(v) a farm-type tractor or equipment designed or adapted for use principally off public roads, except while actually upon public roads.

ZURICH INSURANCE COMPANY  
AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY

**Signature:**

**Date:**

**Z 006829**