**ADVICE OF INSURANCE**
**JOHNSON & HIGGINS**
Established 1845

**INSURANCE BROKERS - AVERAGE ADJUSTERS**
**EMPLOYEE BENEFIT PLAN CONSULTANTS**

CABLE ADDRESS "REBODEN"
95 WALL ST., NEW YORK, N.Y. 10006
TEL. 644-5160 - AREA CODE 212

To: International Business Machines Corp.
Att: Miss Dolores Warnacke, Ins. Dept.
Armonk, New York 10504
June 12, 1972

Dear Sir:

In accordance with your instructions, coverage has been bound and endorsements have been ordered for the policies listed herein, making the following changes, effective: 6/12/72 to 7/12/72

Extend the Malpractice endorsement to include:

Coverage for non-employee nurses volunteering their services for obtaining and sampling blood in the detection of sickle cell anemia in Ulster County, N.Y. as part of a program sponsored by IBM

Name of Insured: International Business Machines Corp.

Policy Numbers: GA8668700
12/31/70 - 1/1/74

The endorsements are now being prepared by the Underwriters and will be sent to you in the near future.

Yours very truly,

JOHNSON & HIGGINS
Per: Richard T. Michel

**IMPORTANT NOTICE**
If there is any inaccuracy in the changes requested as described above, please advise immediately.

ENDORSEMENTS

IBM 062342