# Comprehensive General Liability Insurance Coverage Part

## I. Coverage A - Bodily Injury Liability

Coverage B - Property Damage Liability

The company will pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of:

### Coverage A - Bodily Injury or

### Coverage B - Property Damage

To which this insurance applies, caused by accident, and the company shall have the right and duty to defend any suit against the insured seeking damages on account of such bodily injury or property damage, even if any of the best are not covered under this policy. The company will investigate and settle any claim arising out of such accident, but the company shall not be obligated to pay any claim or judgment or to defend any suit after the applicable limit of the company's liability has been exhausted by payment of judgments or settlements.

**Exclusions:**

This insurance does not apply:

- To liability assumed by the insured under any contract or agreement except an automobile policy, but this exclusion does not apply to a warranty of fitness or quality of the named insured's products or a warranty that work performed by or on behalf of the named insured was done in a workmanlike manner.
- To bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of:
  - (1) any automobile or aircraft owned or operated by or rented or loaned to the named insured.
  - (2) any other automobile or aircraft operated by any person in the course of his employment by the named insured; but this exclusion does not apply to the parking of an automobile on premises owned, rented to, or controlled by the named insured, or to the parking immediately adjoining such automobile, not owned by or rented or loaned to the named insured.
  - (3) to bodily injury or property damage arising out of and in the course of the transportation of goods or equipment arising out of and in the course of the transportation of goods or equipment by an automobile owned, operated by or rented or loaned to the named insured.
  - (4) to bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of any watercraft, if the bodily injury or property damage occurs away from premises owned, rented to, or controlled by the named insured; but this exclusion does not apply to bodily injury or property damage included within the products hazard or the completed operations hazard or resulting from operations performed for the named insured by independent contractors or to bodily injury or property damage assumed under an incidental contract.

- To bodily injury or property damage due to war, whether or not declared, civil war, insurrection, rebellion or revolution or to any act or condition incident to any of the foregoing, with respect to:
  - (1) liability assumed by the insured under an incidental contract;
  - (2) coverage for first aid under the Supplementary Payments provision;
  - (3) to bodily injury or property damage for which the named insured or committee may be held liable, as a person or organization engaged in the business of manufacturing, distilling, brewing, fermenting, selling, serving, giving away, or otherwise dealing in alcoholic beverages or as an owner or lessor of premises used for such purposes, by reason of the selling, serving or giving of any alcoholic beverage:
    - (a) in violation of any statute, ordinance or regulation,
    - (b) to a minor,
    - (c) to a person under the influence of alcohol, or
    - (d) which causes or contributes to the intoxication of any person.
  - (4) to any obligation under any workers' compensation, unemployment compensation or disability benefits law, or under any similar law.
  - (5) to bodily injury to an employee of the insured arising out of and in the course of his employment for the insured, but this exclusion does not apply to liability assumed by the insured under an incidental contract;
  - (6) to property damage to:
    - (a) property owned or occupied by or rented to the insured,
    - (b) property in the care, custody or control of the insured or as to which the insured is for any purpose exercising physical control,
    - (c) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
      - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
      - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
      - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
      - (iv) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
      - (v) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
  - (7) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
    - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
    - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
    - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
  - (8) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
    - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
    - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
    - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.

**Exclusions:**

This insurance does not apply:

- To liability assumed by the insured under any contract or agreement except an automobile policy, but this exclusion does not apply to a warranty of fitness or quality of the named insured's products or a warranty that work performed by or on behalf of the named insured was done in a workmanlike manner.
- To bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of:
  - (1) any automobile or aircraft owned or operated by or rented or loaned to the named insured.
  - (2) any other automobile or aircraft operated by any person in the course of his employment by the named insured; but this exclusion does not apply to the parking of an automobile on premises owned, rented to, or controlled by the named insured, or to the parking immediately adjoining such automobile, not owned by or rented or loaned to the named insured.
  - (3) to bodily injury or property damage arising out of and in the course of the transportation of goods or equipment arising out of and in the course of the transportation of goods or equipment by an automobile owned, operated by or rented or loaned to the named insured.
  - (4) to bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of any watercraft, if the bodily injury or property damage occurs away from premises owned, rented to, or controlled by the named insured; but this exclusion does not apply to bodily injury or property damage included within the products hazard or the completed operations hazard or resulting from operations performed for the named insured by independent contractors or to bodily injury or property damage assumed under an incidental contract.

- To bodily injury or property damage due to war, whether or not declared, civil war, insurrection, rebellion or revolution or to any act or condition incident to any of the foregoing, with respect to:
  - (1) liability assumed by the insured under an incidental contract;
  - (2) coverage for first aid under the Supplementary Payments provision;
  - (3) to bodily injury or property damage for which the named insured or committee may be held liable, as a person or organization engaged in the business of manufacturing, distilling, brewing, fermenting, selling, serving, giving away, or otherwise dealing in alcoholic beverages or as an owner or lessor of premises used for such purposes, by reason of the selling, serving or giving of any alcoholic beverage:
    - (a) in violation of any statute, ordinance or regulation,
    - (b) to a minor,
    - (c) to a person under the influence of alcohol, or
    - (d) which causes or contributes to the intoxication of any person.
  - (4) to any obligation under any workers' compensation, unemployment compensation or disability benefits law, or under any similar law.
  - (5) to bodily injury to an employee of the insured arising out of and in the course of his employment for the insured, but this exclusion does not apply to liability assumed by the insured under an incidental contract;
  - (6) to property damage to:
    - (a) property owned or occupied by or rented to the insured,
    - (b) property in the care, custody or control of the insured or as to which the insured is for any purpose exercising physical control,
    - (c) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
      - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
      - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
      - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
      - (iv) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
      - (v) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
  - (7) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
    - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
    - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
    - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
  - (8) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
    - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
    - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
    - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.

**Exclusions:**

This insurance does not apply:

- To liability assumed by the insured under any contract or agreement except an automobile policy, but this exclusion does not apply to a warranty of fitness or quality of the named insured's products or a warranty that work performed by or on behalf of the named insured was done in a workmanlike manner.
- To bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of:
  - (1) any automobile or aircraft owned or operated by or rented or loaned to the named insured.
  - (2) any other automobile or aircraft operated by any person in the course of his employment by the named insured; but this exclusion does not apply to the parking of an automobile on premises owned, rented to, or controlled by the named insured, or to the parking immediately adjoining such automobile, not owned by or rented or loaned to the named insured.
  - (3) to bodily injury or property damage arising out of and in the course of the transportation of goods or equipment arising out of and in the course of the transportation of goods or equipment by an automobile owned, operated by or rented or loaned to the named insured.
  - (4) to bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of any watercraft, if the bodily injury or property damage occurs away from premises owned, rented to, or controlled by the named insured; but this exclusion does not apply to bodily injury or property damage included within the products hazard or the completed operations hazard or resulting from operations performed for the named insured by independent contractors or to bodily injury or property damage assumed under an incidental contract.

- To bodily injury or property damage due to war, whether or not declared, civil war, insurrection, rebellion or revolution or to any act or condition incident to any of the foregoing, with respect to:
  - (1) liability assumed by the insured under an incidental contract;
  - (2) coverage for first aid under the Supplementary Payments provision;
  - (3) to bodily injury or property damage for which the named insured or committee may be held liable, as a person or organization engaged in the business of manufacturing, distilling, brewing, fermenting, selling, serving, giving away, or otherwise dealing in alcoholic beverages or as an owner or lessor of premises used for such purposes, by reason of the selling, serving or giving of any alcoholic beverage:
    - (a) in violation of any statute, ordinance or regulation,
    - (b) to a minor,
    - (c) to a person under the influence of alcohol, or
    - (d) which causes or contributes to the intoxication of any person.
  - (4) to any obligation under any workers' compensation, unemployment compensation or disability benefits law, or under any similar law.
  - (5) to bodily injury to an employee of the insured arising out of and in the course of his employment for the insured, but this exclusion does not apply to liability assumed by the insured under an incidental contract;
  - (6) to property damage to:
    - (a) property owned or occupied by or rented to the insured,
    - (b) property in the care, custody or control of the insured or as to which the insured is for any purpose exercising physical control,
    - (c) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
      - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
      - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
      - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
      - (iv) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
      - (v) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
  - (7) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
    - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
    - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
    - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
  - (8) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
    - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
    - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
    - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.

**Exclusions:**

This insurance does not apply:

- To liability assumed by the insured under any contract or agreement except an automobile policy, but this exclusion does not apply to a warranty of fitness or quality of the named insured's products or a warranty that work performed by or on behalf of the named insured was done in a workmanlike manner.
- To bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of:
  - (1) any automobile or aircraft owned or operated by or rented or loaned to the named insured.
  - (2) any other automobile or aircraft operated by any person in the course of his employment by the named insured; but this exclusion does not apply to the parking of an automobile on premises owned, rented to, or controlled by the named insured, or to the parking immediately adjoining such automobile, not owned by or rented or loaned to the named insured.
  - (3) to bodily injury or property damage arising out of and in the course of the transportation of goods or equipment arising out of and in the course of the transportation of goods or equipment by an automobile owned, operated by or rented or loaned to the named insured.
  - (4) to bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of any watercraft, if the bodily injury or property damage occurs away from premises owned, rented to, or controlled by the named insured; but this exclusion does not apply to bodily injury or property damage included within the products hazard or the completed operations hazard or resulting from operations performed for the named insured by independent contractors or to bodily injury or property damage assumed under an incidental contract.

- To bodily injury or property damage due to war, whether or not declared, civil war, insurrection, rebellion or revolution or to any act or condition incident to any of the foregoing, with respect to:
  - (1) liability assumed by the insured under an incidental contract;
  - (2) coverage for first aid under the Supplementary Payments provision;
  - (3) to bodily injury or property damage for which the named insured or committee may be held liable, as a person or organization engaged in the business of manufacturing, distilling, brewing, fermenting, selling, serving, giving away, or otherwise dealing in alcoholic beverages or as an owner or lessor of premises used for such purposes, by reason of the selling, serving or giving of any alcoholic beverage:
    - (a) in violation of any statute, ordinance or regulation,
    - (b) to a minor,
    - (c) to a person under the influence of alcohol, or
    - (d) which causes or contributes to the intoxication of any person.
  - (4) to any obligation under any workers' compensation, unemployment compensation or disability benefits law, or under any similar law.
  - (5) to bodily injury to an employee of the insured arising out of and in the course of his employment for the insured, but this exclusion does not apply to liability assumed by the insured under an incidental contract;
  - (6) to property damage to:
    - (a) property owned or occupied by or rented to the insured,
    - (b) property in the care, custody or control of the insured or as to which the insured is for any purpose exercising physical control,
    - (c) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
      - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
      - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
      - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
      - (iv) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
      - (v) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
  - (7) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
    - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
    - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
    - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
  - (8) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
    - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
    - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
    - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.

**Exclusions:**

This insurance does not apply:

- To liability assumed by the insured under any contract or agreement except an automobile policy, but this exclusion does not apply to a warranty of fitness or quality of the named insured's products or a warranty that work performed by or on behalf of the named insured was done in a workmanlike manner.
- To bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of:
  - (1) any automobile or aircraft owned or operated by or rented or loaned to the named insured.
  - (2) any other automobile or aircraft operated by any person in the course of his employment by the named insured; but this exclusion does not apply to the parking of an automobile on premises owned, rented to, or controlled by the named insured, or to the parking immediately adjoining such automobile, not owned by or rented or loaned to the named insured.
  - (3) to bodily injury or property damage arising out of and in the course of the transportation of goods or equipment arising out of and in the course of the transportation of goods or equipment by an automobile owned, operated by or rented or loaned to the named insured.
  - (4) to bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of any watercraft, if the bodily injury or property damage occurs away from premises owned, rented to, or controlled by the named insured; but this exclusion does not apply to bodily injury or property damage included within the products hazard or the completed operations hazard or resulting from operations performed for the named insured by independent contractors or to bodily injury or property damage assumed under an incidental contract.

- To bodily injury or property damage due to war, whether or not declared, civil war, insurrection, rebellion or revolution or to any act or condition incident to any of the foregoing, with respect to:
  - (1) liability assumed by the insured under an incidental contract;
  - (2) coverage for first aid under the Supplementary Payments provision;
  - (3) to bodily injury or property damage for which the named insured or committee may be held liable, as a person or organization engaged in the business of manufacturing, distilling, brewing, fermenting, selling, serving, giving away, or otherwise dealing in alcoholic beverages or as an owner or lessor of premises used for such purposes, by reason of the selling, serving or giving of any alcoholic beverage:
    - (a) in violation of any statute, ordinance or regulation,
    - (b) to a minor,
    - (c) to a person under the influence of alcohol, or
    - (d) which causes or contributes to the intoxication of any person.
  - (4) to any obligation under any workers' compensation, unemployment compensation or disability benefits law, or under any similar law.
  - (5) to bodily injury to an employee of the insured arising out of and in the course of his employment for the insured, but this exclusion does not apply to liability assumed by the insured under an incidental contract;
  - (6) to property damage to:
    - (a) property owned or occupied by or rented to the insured,
    - (b) property in the care, custody or control of the insured or as to which the insured is for any purpose exercising physical control,
    - (c) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
      - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
      - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
      - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
      - (iv) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
      - (v) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use of the named insured's products or work completed by or for the named insured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein.
  - (7) to bodily injury or property damage resulting from the failure of the named insured's products or work completed or to be completed for the named insured to perform, arising out of and in the course of the design, manufacture, construction, installation, alteration, repair, testing, inspection, maintenance or use thereof, including any product or part thereof:
    - (i) to bodily injury or property damage resulting from a mistake or deficiency in any design, formula, plan, specifications, advertising material or printed instructions prepared or developed by any insured; but this exclusion does not apply to bodily injury or property damage resulting from the active negligence of the named insured or any contractor or subcontractor.
    - (ii) to property damage to the named insured's products or work arising out of and in the course of the work performed by or on behalf of the named insured arising out of and in the course of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith;
    - (iii) to damages claimed for the withdrawal, removal, repair, replacement, or loss of use