# STARR_EXCESS Liability Insurance International Limited

**Endorsement No:** 9 [FFOC]

**This endorsement, effective:** May 21, 1998 (at 12:01 A.M. prevailing time at the address of the Named Insured as shown in item 1(b) of the Declarations)

**forms a part of Policy No:** 400000

**Issued to:** International Business Machines Corporation

**by:** Starr Excess Liability Insurance International Limited

## DISCRIMINATION EXCLUSION

In consideration of the premium charged, this Policy does not apply to any liability, defense cost, fine or damages which arise out of the discrimination of any person or persons based upon, but not limited to color, creed, gender, race, natural origin, handicap, illness, religion or sexual preference.

All other terms and conditions of this Policy remain unchanged.

**Karen J. Radke**

**Authorized Representative**

**Date of Issuance – January 7, 1999**

**FFOC 459.01 IBM 9**