# Certificate of Insurance

## General Provisions

1. **Scope**: This Certificate of Insurance (the "Certificate") provides liability coverage to the Insured against claims or suits arising out of accidents or occurrences covered by the underlying insurance policy, subject to the terms and conditions set forth herein.

2. **Underlying Insurance**: The coverage provided under this Certificate is conditioned upon the existence of an underlying insurance policy that covers the risks described herein. The Insured must provide written notice to the Company if the underlying insurance policy is canceled, terminated, or modified.

3. **Exclusions**: The Certificate does not cover any loss, damage, or liability arising from nuclear incidents, as defined in the Nuclear Incident Exclusion clause.

4. **Liability Coverage**: The Certificate provides liability coverage for bodily injury, sickness, disease, death, or destruction resulting from the operation of a nuclear facility, or from the hazardous properties of nuclear material.

5. **Medical Payments Coverage**: The Certificate includes medical payments coverage for immediate medical or surgical relief, up to a specified limit, for bodily injury, sickness, disease, or death resulting from the operation of a nuclear facility.

6. **Supplementary Payments Provisions**: The Certificate also includes supplementary payments provisions for expenses incurred with respect to bodily injury, sickness, disease, or death resulting from the hazardous properties of nuclear material.

7. **Nuclear Incident Exclusion**: The Certificate specifically excludes coverage for any loss, damage, or liability arising from a nuclear incident, as defined in the exclusion clause.

8. **Subrogation and Salvage**: Any salvage, recovery, or payment received prior to settlement and all necessary adjustments shall be applied to the Insured's ultimate net loss, unless otherwise agreed.

9. **Costs and Expenses**: Costs and expenses incurred in connection with the defense of a claim or suit, including legal fees, investigation, adjustment, and settlement costs, shall be apportioned as follows:

   - If the claim or suit is settled without a court judgment, the costs and expenses shall be apportioned based on the ratio that the Insured's proportion of the ultimate net loss bears to the whole.
   - If the claim or suit results in a court judgment, the costs and expenses shall be apportioned based on the ratio that the Insured's proportion of the ultimate net loss bears to the whole.

10. **Appeal Rights**: In the event of a judgment exceeding the underlying insurance limits, the Insured may elect to appeal the judgment at its own cost and expense. The Company shall be liable for the costs of the appeal only if it is successful.

## Liability Coverage

11. **Liability Coverage Details**: The Certificate provides liability coverage for bodily injury, sickness, disease, death, or destruction resulting from the operation of a nuclear facility, or from the hazardous properties of nuclear material.

12. **Medical Payments Coverage**: The Certificate includes medical payments coverage for immediate medical or surgical relief, up to a specified limit, for bodily injury, sickness, disease, or death resulting from the operation of a nuclear facility.

13. **Supplementary Payments Provisions**: The Certificate also includes supplementary payments provisions for expenses incurred with respect to bodily injury, sickness, disease, or death resulting from the hazardous properties of nuclear material.

14. **Nuclear Incident Exclusion**: The Certificate specifically excludes coverage for any loss, damage, or liability arising from a nuclear incident, as defined in the exclusion clause.

## Subrogation and Salvage

15. **Subrogation and Salvage Details**: Any salvage, recovery, or payment received prior to settlement and all necessary adjustments shall be applied to the Insured's ultimate net loss, unless otherwise agreed.

16. **Costs and Expenses**: Costs and expenses incurred in connection with the defense of a claim or suit, including legal fees, investigation, adjustment, and settlement costs, shall be apportioned as follows:

   - If the claim or suit is settled without a court judgment, the costs and expenses shall be apportioned based on the ratio that the Insured's proportion of the ultimate net loss bears to the whole.
   - If the claim or suit results in a court judgment, the costs and expenses shall be apportioned based on the ratio that the Insured's proportion of the ultimate net loss bears to the whole.

## Appeal Rights

17. **Appeal Rights Details**: In the event of a judgment exceeding the underlying insurance limits, the Insured may elect to appeal the judgment at its own cost and expense. The Company shall be liable for the costs of the appeal only if it is successful.

## Conclusion

This Certificate of Insurance provides liability coverage to the Insured against claims or suits arising out of accidents or occurrences covered by the underlying insurance policy, subject to the terms and conditions set forth herein. The Certificate specifically excludes coverage for any loss, damage, or liability arising from a nuclear incident, as defined in the exclusion clause.