# Zurich Insurance Company

## 6. OTHER INSURANCE

THIS CONDITION DOES NOT APPLY WITH RESPECT TO THE UNDERLYING INSURANCE OR EXCESS INSURANCE PURCHASED SPECIFICALLY TO BE IN EXCESS OF THIS POLICY.

IF, WITH RESPECT TO A LOSS COVERED HEREUNDER, THE INSURED HAS OTHER INSURANCE, WHETHER ON A PRIMARY, EXCESS OR CONTINGENT BASIS, THERE SHALL BE NO INSURANCE AFFORDED HEREUNDER AS RESPECTS SUCH LOSS; PROVIDED, THAT IF THE APPLICABLE LIMIT OF LIABILITY IS GREATER THAN THE APPLICABLE LIMIT OF LIABILITY PROVIDED BY THE OTHER INSURANCE, THIS POLICY SHALL AFFORD EXCESS INSURANCE OVER AND ABOVE SUCH OTHER INSURANCE IN AN AMOUNT SUFFICIENT TO GIVE THE INSURED, AS RESPECTS THE LAYER OF COVERAGE AFFORDED BY THIS POLICY, A TOTAL LIMIT OF LIABILITY EQUAL TO THE APPLICABLE LIMIT OF LIABILITY AFFORDED BY THIS POLICY.

## 7. CHANGES

NOTICE TO ANY AGENT OR KNOWLEDGE POSSESSED BY ANY AGENT OR BY ANY OTHER PERSON SHALL NOT EFFECT A WAIVER OR A CHANGE IN ANY PART OF THIS POLICY OR ESTOP THE COMPANY FROM ASSERTING ANY RIGHT UNDER THE TERMS OF THIS POLICY; NOR SHALL THE TERMS OF THIS POLICY BE WAIVED OR CHANGED, EXCEPT BY ENDORSEMENT ISSUED TO FORM A PART OF THIS POLICY, SIGNED BY A DULY AUTHORIZED AGENT OF THE COMPANY.

## 8. ASSIGNMENT

ASSIGNMENT OF INTEREST UNDER THIS POLICY SHALL NOT BIND THE COMPANY UNTIL ITS CONSENT IS ENDORSED HEREON.

## 9. CANCELLATION

THIS POLICY MAY BE CANCELED BY THE NAMED INSURED BY MAILING TO THE COMPANY WRITTEN NOTICE STATING WHEN THEREAFTER THE CANCELLATION SHALL BE EFFECTIVE. THIS POLICY MAY BE CANCELED BY THE COMPANY BY MAILING TO THE NAMED INSURED AT THE ADDRESS SHOWN IN THE DECLARATIONS WRITTEN NOTICE STATING WHEN NOT LESS THAN TEN DAYS THEREAFTER SUCH CANCELLATION SHALL BE EFFECTIVE. THE MAILING OF NOTICE AS AFORESAID SHALL BE SUFFICIENT PROOF OF NOTICE. THE EFFECTIVE DATE OF CANCELLATION STATED IN THE NOTICE SHALL BECOME THE END OF THE POLICY PERIOD. DELIVERY OF SUCH WRITTEN NOTICE EITHER BY THE NAMED INSURED OR BY THE COMPANY SHALL BE EQUIVALENT TO MAILING.