# Non-Premium Endorsement

**Issued by:**
- The Home Insurance Company (X)
- City Insurance Company
- The Home Indemnity Company
- The Home Insurance Company of Indiana

**Policy Number:** HXL F 26 94 41
**Certificate Number:** 
**Named Insured:** International Business Machine Corp
**Producer:** Johnson & Higgins
**Producer No.:** OPC 50138-081
**Policy Period:** Inception (Month-Day-Year): 5/21/91, Expiration (Month-Day-Year): 5/21/92
**Effective Date and Time of Endorsement:** 5/21/91

It is agreed that this policy is hereby amended as indicated. All other terms and conditions of this policy remain unchanged.

## ABSOLUTE ASBESTOS EXCLUSION

This policy shall not apply to Ultimate Net Loss arising out of or in connection with:

(1) asbestos or asbestos-related material(s), regardless of whether used, manufactured, sold, handled, maintained, repaired, removed, disposed of, transported, distributed, installed by, or in any way connected with the Insured; or

(2) the existence of asbestos in any goods, products, materials, storage devices, containers, wrappings, packaging, warehouses, buildings, or other structures of any kind, or any part thereof; or

(3) any goods or products which are damaged, contaminated or otherwise affected by asbestos or any asbestos-related material(s); or

(4) asbestos abatement activities, including clean-up, repair, or any other corrective measures which are occasioned by the existence of asbestos in any land, soil, water or watercourses, the atmosphere and/or building(s), whether voluntarily undertaken or required by any governmental body or other entity to eliminate asbestos.

All other terms and conditions remain unchanged.

**Signature of Authorized Representative:**

**Date Prepared:** 5/22/91
**Endorsement No.:** 1

**H22300 F (ST) 11/81**
**The Home Insurance Companies**
**INSURED COPY**